Sandbox
Use the personas and magic OTP codes on this page to drive any combination of KYC, KYC prefill, and phone verification outcomes in sandbox mode — no real SMS is sent and no live identity data is touched.
The personas and OTP codes below only resolve in sandbox mode. Use test API keys for every request — submitting these values against live keys will fail validation.
Test personas
Use one of the following personas when creating an individual account in sandbox mode. The phone number determines which persona is matched, and the persona's KYC and prefill outcomes drive the rest of the flow. The phone, SSN, and date of birth must match the values below — KYC Prefill requires confirming date of birth or last 4 of SSN against the persona's record. SSNs are drawn from the IRS-reserved 000-XX-XXXX range and cannot collide with real numbers.
| PHONE | NAME | DATE OF BIRTH | SSN | KYC OUTCOME | PREFILL OUTCOME |
|---|---|---|---|---|---|
| +12001001695 | Milo Pinson | 1985-03-12 | 000-01-0001 | approved | prefilled |
| +17742345678 | Dana Reeves | 1990-07-22 | 000-02-0002 | denied | failed |
| +12001001696 | Taylor Morgan | 1988-11-05 | 000-03-0003 | pending | prefilled |
| +12001001697 | Jordan Hayes | 1992-04-17 | 000-04-0004 | — | pending |
| +12001001698 | Casey Brooks | 1995-08-30 | 000-05-0005 | — | failed |
Magic OTP codes
When phone verification runs in sandbox mode, no SMS is sent. The same three codes work for every persona:
| CODE | OUTCOME |
|---|---|
| 123456 | Verification succeeds |
| 000000 | Invalid code |
| 111111 | Expired code |